Bible and Money: How Would Jesus Expect Us to Invest?

For years, I have pondered what Jesus’ position on investing might be. Let us explore this topic through biblical principles and their application in today’s world.

Understanding Money

Money serves as a tool to facilitate trade and enable economic activity. However, its misuse—driven by greed or hoarding—leads to societal and moral problems.

Biblical Principles on Investing

1. The Parable of the Talents (Matthew 25:14-30)

This parable teaches us the importance of wise resource management. The master commends the servants who invest and multiply their resources, while rebuking the one who does nothing.

Key Takeaway: God values effort and responsible stewardship.

2. Laying Up Treasures in Heaven (Matthew 6:19-21)

“Do not store up for yourselves treasures on earth… But store up for yourselves treasures in heaven.”

Key Takeaway: Invest in eternal values—spiritual growth and service to others—over material wealth.

3. The Rich Fool (Luke 12:13-21)

This parable warns against hoarding wealth without generosity or purpose.

Key Takeaway: True wealth is found in relationships, generosity, and spiritual richness.

4. Counting the Cost (Luke 14:28-30)

“Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost?”

Key Takeaway: Thoughtful planning and stewardship are essential for managing resources effectively.

Usury: A Biblical Perspective

Old Testament Teachings

  • Exodus 22:25: “If you lend money to one of my people who is needy, do not treat it like a business deal; charge no interest.”
  • Leviticus 25:35-37: “Do not take interest or profit from the poor but fear your God.”

Key Takeaway: Lending should come from compassion, not exploitation.

New Testament Teachings

  • Luke 6:34-35: “Lend to others without expecting anything back.”

Key Takeaway: Generosity aligns with Jesus’ teachings on lending.

Lessons from Joseph: Ethical Capitalism

Joseph, the earthly father of Jesus, exemplifies value-driven capitalism:

  1. Work as Worship
    Joseph’s carpentry was an honest trade that added value to his community.

    Colossians 3:23: “Whatever you do, work heartily, as for the Lord.”

  2. Providing for Family
    His trade sustained his family, emphasizing the dignity of labor.

  3. Teaching by Example
    Jesus likely learned carpentry from Joseph, showcasing the generational impact of ethical work.

Key Takeaway: Ethical capitalism values honest labor and community well-being.

Modern Economic Systems and Biblical Ideals

Today’s shift from gold-backed currency to fiat money has introduced volatility, speculation, and inflation. This “Babylonian banking system” often perpetuates debt cycles and inequality.

Key Takeaway: A fair economic system prioritizes stability, equity, and compassion over profit.

The Millennial Kingdom: A Hopeful Future

In Jesus’ future kingdom, the economic order is expected to reflect:

  • Fairness: Rewarding honest labor.
  • Stability: Rooted in intrinsic value.
  • Compassion: Prioritizing people over profit.

Key Takeaway: Jesus’ teachings inspire a vision of justice and equity in all financial systems.

Conclusion

Jesus challenges us to:

  • Steward resources wisely: Be responsible and purposeful.
  • Prioritize generosity and fairness: Reflect His teachings in financial dealings.
  • Invest in eternal values: Focus on relationships, character, and faith.

How do your financial decisions align with these principles?
Let this be a call to rethink how we use money, aligning our actions with biblical wisdom.